Tracks the regulatory frameworks reshaping fintech and payments at a practitioner level — GENIUS Act, CLARITY Act, and the BIN sponsorship compliance requirements governing how exchanges and fintechs access card rails. Understands how policy becomes operational risk: when a bill moves in committee, sponsor banks, program managers, and their compliance teams feel it first.

Fintech compliance and operations professional with experience in vendor governance, third-party onboarding, and cross-functional program coordination across banking, blockchain payments, and regulated environments. Fraud review at Bank of America. Vendor and contract governance at Ripple Labs. Process and documentation ownership across fintech, HR, and commercial real estate.